For many of us, pets are more than companions—they’re family. Thinking about what would happen to them if something happened to you isn’t easy, but it’s an important part of a thoughtful estate plan. In Pennsylvania, you have the option to create a legally enforceable pet trust to make sure your pet is properly cared for if you pass away or become unable to care for them. At Jones, Gregg, Creehan & Gerace, we can help you put those protections in place so your pet’s future is secure.
What Is a Pet Trust and How Does It Work?
A pet trust is a legal arrangement that ensures your pet receives care even when you’re no longer able to provide it. In Pennsylvania, you can set aside funds and instructions for your pet’s care and assign someone to carry out those wishes according to state law (20 Pa.C.S. § 7738).
Here’s how it works:
- You (the grantor) create the trust.
- You name a trustee to manage the funds.
- You appoint a caregiver who will physically care for your pet.
- Your pet is the trust’s beneficiary.
The trust can go into effect when you pass away or if you become incapacitated. It remains in place for the life of the pet or pets named in the trust. You can also include backup plans in case something changes. This gives you the ability to make sure your pet continues to receive the love and attention they’re used to.
What Can a Pet Trust Cover?
A pet trust can be as detailed or as simple as you’d like. At its core, it gives instructions for how your pet should be cared for and how the money you set aside should be spent. Typical expenses include:
- Food and treats
- Regular veterinary visits and vaccinations
- Emergency medical care
- Grooming and boarding
- Toys, beds, and other comforts
You can also specify your preferences, such as keeping bonded pets together, avoiding certain foods, or continuing daily walks. The trust can cover costs for pet insurance, and even include funds to pay the caregiver and trustee for their responsibilities. Some people also include end-of-life wishes, such as burial or cremation plans. By laying everything out clearly, you make it easier for others to honor your intentions.
Choosing a Trustee for a Pet Trust
Selecting the right trustee is a crucial step in establishing a pet trust. This person will be in charge of managing the money and making sure it’s used according to the terms you’ve set. They don’t need to be a pet lover, but they do need to be trustworthy and financially responsible.
Often, the trustee is different from the caregiver. This creates a system of accountability. If you prefer, you can name the same person to do both. We recommend naming a backup trustee in case your first choice can’t serve. It’s also a good idea to discuss your plans with your chosen trustee so they’re prepared and willing to take on the role.
Why a Pet Trust Offers More Protection Than a Verbal Agreement
You might be thinking, “I already talked to a friend who said they’d take my dog.” That may seem like enough, but unfortunately, informal arrangements often fall apart. Verbal promises are not legally binding. Even written instructions in a will may not guarantee your pet receives the care you imagined.
A pet trust, on the other hand, creates a legal obligation. It ensures that:
- Funds are used only for your pet’s benefit
- Your caregiver has clear guidance
- A trustee oversees the arrangement
- The plan continues even if someone becomes unavailable
This type of trust also gives you the ability to enforce your wishes through the court system if needed. It’s a more secure and thoughtful way to care for your pet when you’re no longer able to.
Contact Our Experienced Pittsburgh Pet Trust Attorneys
At Jones, Gregg, Creehan & Gerace, we understand how much your pet means to you. We’ll help you set up a pet trust that reflects your values and meets your pet’s needs. Whether you’re starting fresh or adding a pet trust to your current estate plan, we’ll walk you through the process and help make sure every detail is considered.
If you’re ready to plan for your pet’s future, contact us today to schedule a consultation. We’ll work with you to build a plan that gives you and your pet the care and security you both deserve.